Pay off all of my debt

After a long talk with my Dad I think I’ve figured out how to pay off most of my debt by December… The only thing that is standing in my way is my damn car. I have to get it smogged and registered, however I am not sure if it will pass the smog which means it will cost a lot of money to fix the actual problem of my poor car.

Besides my car, I figure that if I put away $200 from each paycheck each week toward my bigger bills (which doesnt leave me much left over)and just pay the minimums on my smaller bills, then I should have at least my bigger bills paid off by December!

FINGERS CROSSED!

Well, I finally accepted an offer on my credit card debt-I’ve now got about 75% of it! YAY!!! I’m definitely going to be able to mark this off my list by the end of the year! I’m so excited!

I wanted to begin earning money o n the Internet . I first got scammed for $4700. by North American Loan Network in Phoenix, Arizona over the telphone i n Jan. 2008. I believed what the man told me about getting paid monthly for leads generated on my website that the c o. w a s to set up. Next I agreed to pay Prosper Learning Co. a whopping $9000. which I do not have, on the belief that before the deferred loan was to begin being paid off, I would have a web busine ssand repay the loan quickly. Not so. did not happen. Loan will begin needing payments in September! Yikes!!

I am only about $2500 in debt… ONLY. This is a lot for me. But not that much considering I’ve paid off my car recently… I hate all of the finance charges and the min. payments… Ugh. So annoying and so EXPENSIVE. I work for minimum wage and can’t afford all of this shit. Lame.

my husband and i have incredible debt and we need to get out..with a baby on the way we need to reduce it…

working on this still…I’m nowhere near debt free but I have taken steps to hopefully help in not getting further in debt.

I want to consolidate all my bills on my Citibank credit card; is that wise.

mortage & car loan
all praise and glory to God !

and I’ve classified those as ‘ok for now.’

1 credit card
2 overdrafts
Mum & dad
Student loan