So I’m calling this done, because I’ve managed to do it through poor and lean times and never really even questioned doing it. I love it, even though I’m just giving money away to a church I rarely go to. I set a standard amount that is about 10% of my take home (give or take, depending on the OT) of $200/mo, and I’ve been writing a check every month this year. I don’t plan to stop, as I love giving SOMETHING even if I’m not good at giving to anything else. Yay me! Money is not the most important thing in my life and this proves it! It that American Consumerism!